mortgages in spain, spanish mortgages, mortgage broker in spain

Buying a property in Spain is probably one of the biggest decisions you will make and we at The Mortgage Service Group understand that finding the right Spanish mortgage to suit your needs is paramount. Contemplating a Spanish mortgage can appear daunting, and many questions will spring to mind; - Will my affordability qualify? Will I be able to communicate in my own language throughout the process? Will everything be explained to me clearly regarding the requirements and costs involved with a mortgage in Spain? - to name but a few. Being a mortgage broker, based in Spain we have the expertise to answer these and many other questions giving you the confidence and comfort to make an application for a Spanish mortgage.

In today’s climate it would be easy to think that banks in Spain are not open to granting mortgages to non residents of Spain, however this is definitely not the case and mortgages in Spain can readily be obtained without a problem as long as you meet the lenders criteria regarding debt to income and can provide all the supporting documentation. This is where we can help, by obtaining a detailed financial profile from you to know where an application is best placed and likely to be approved plus coupled with this; we endeavour to tick as many boxes to your requirement. We understand that communication is crucial and by using our services we will ensure you are advised on all aspects at every stage making it a painless and stress free process.

We strongly recommend you arrange your mortgage finance ‘in principle’ before agreeing to purchase the property, or before signing any contracts and paying over a deposit. If you are serious about buying a property in Spain then you should start arranging your Spanish mortgage before you do anything else. Leaving the financial side of your Spanish property purchase should be avoided and if you leave it too late, and have to arrange your Spanish mortgage in a rush and under pressure, it is likely that you will get an expensive Spanish mortgage that does not suit your needs.

The Mortgage Service Group – the ethical brokers.

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