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We strongly recommend you arrange your mortgage finance ‘in principal’ before agreeing to purchase the property, or before signing any contracts and paying over a deposit. If you are serious about buying a property in Spain then you should start arranging your Spanish mortgage before you do anything else. Leaving the financial side of your Spanish property purchase until the end is not a good idea whatsoever. If you leave it too late, and have to arrange your Spanish mortgage in a rush and under pressure, it is likely that you will get an expensive Spanish mortgage that does suit your needs.

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